Insurance Appraiser
Navigating the need for an insurance appraiser can be confusing. I help simplify the process and provide clear, well-supported valuations.
Professional Insurance Appraisal and Umpire Services
Do you need an insurance appraiser or umpire? Confused by the process? I offer expert, impartial appraisal services for homeowners, business owners, and insurance carriers—focused on fair and accurate claim resolution.
- Impartial & unbiased evaluations
- Large & complex loss experience
- Serving MN, WI, IA, IL, IN (travel available)
Quick Contact
Email is best for initial contact. Please include claim location and a brief summary.
Email
abeck@alanbeckagency.com
Phone
612-402-8181
Location
White Bear Lake, Minnesota
Note: I cannot assist with a claim prior to appraisal. Appraisers and umpires must remain impartial.
If you need pre-appraisal help, I can refer you to firms that can assist.
Professional Services
Clear, structured support during the appraisal process—without advocacy or bias.
Insurance Umpire
When two appraisers disagree, an impartial umpire can help resolve differences. I focus on fairness, documentation, and defensible conclusions.
Contents Pricing
Support for contents inventory and pricing issues, including organization and review of documentation to help the panel reach an accurate outcome.
Appraisal Process / FAQ
The appraisal process is typically outlined in your insurance policy’s appraisal clause. Below are the most common questions.
What is an insurance appraisal?
When there is a dispute between the insurer and the insured regarding the value of a claim, appraisal can help resolve the disagreement through an independent assessment, as outlined in the policy’s appraisal clause.
Who can be an appraiser?
You have the freedom to select any impartial party of your choice to serve as an appraiser.
How many appraisers are needed?
Two. Both the insurance carrier and the policyholder select an appraiser.
What is an insurance umpire?
The two appraisers then select a third individual known as the umpire. The two appraisers and the umpire form what is referred to as the “panel.”
What are the roles of the appraisers and the umpire?
The exact process varies by state, but generally when any two of the three panel members agree on the claim amount, the claim is settled.
How much does this cost?
You are responsible for the fees charged by your appraiser, as well as half of the fees charged by the umpire.
Can you help with my claim before appraisal?
Unfortunately, I cannot assist with a claim before the appraisal process begins. Appraisers and umpires must remain impartial; involvement prior to appraisal could create bias and disqualify me. If you need help before appraisal, I can refer you to firms that can assist.
Who can initiate the appraisal process?
Either the policyholder or the insurance carrier can initiate the appraisal process.
Where do you provide services?
Generally, I provide services in Minnesota, Wisconsin, Iowa, Illinois, and Indiana; however, I am able to travel further if needed. I have experience handling claims in North Dakota, Nebraska, Louisiana, Missouri, and Kentucky.
Want to sanity-check your situation?
If you’re already in (or entering) appraisal and need an appraiser or umpire, send a brief email with: claim location, loss type, carrier, and where you are in the process.
ContactAbout
With over 14 years as an insurance adjuster and 7 years as an insurance agent, I bring extensive expertise to the insurance industry. My work is focused on thorough documentation, clear communication, and unbiased valuations.
I have managed numerous large and complex losses, served as a national catastrophe manager, and handled claims across multiple states—helping navigate state-specific requirements while keeping the process professional and fair.
I hold the Chartered Property Casualty Underwriter (CPCU) designation and maintain professional standards through continuing education and ethical practice.
Primary Service Area
Minnesota, Wisconsin, Iowa, Illinois, Indiana (travel available).
Additional Experience
North Dakota, Nebraska, Louisiana, Missouri, Kentucky.
Who I Work With
- Homeowners & property owners
- Business owners
- Insurance carriers
Focus
- Impartial, defensible valuations
- Clear documentation and reporting
- Professional communication
Contact
Email is best for initial contact. If you prefer a call, include a phone number and good times to reach you.
Direct
Email
abeck@alanbeckagency.com
Phone
612-402-8181
Mailing Address
4560 Lake Ct
White Bear Lake, MN 55110
White Bear Lake, MN 55110